VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional . . .

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Fixed-Rate Mortgages

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments . . .

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Adjustable-Rate Mortgages (ARM)

Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. . .

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Jumbo Loan

A jumbo loan, also known as a jumbo mortgage, is a type of financing that exceeds the limits set by the Federal Housing . . .

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Interest Only Mortgages

Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the . . .

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Reverse Mortgages

Reverse Mortgages allow senior homeowners to convert a portion of their home equity into cash while still living in the home.

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FHA Loans

FHA loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage . . .

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Conventional Mortgages

Conventional mortgages aren’t federally guaranteed. … A conventional mortgage is a home loan that isn’t guaranteed or . . .

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Other Loan Types

Fresh Start Financial a variety of home loans to fit your specific financial situation. When you decide to buy or refinance a home, you need a home loan company that you can actually trust. There are other types of loans that are less commonly known to the public yet can be made available to some clients on occasion. To find out more about what types of other loans we offer or that you qualify for, please contact us.